Do you have a County Court Judgment?

Why should your financial past get in the way of your financial future? If you've had a County Court Judgment (CCJ) issued against you, you could still get an account that gives you access to facilities like online account management, Direct Debits and SMS text services.

When your CCJ was issued, you might not have realised how much it would impact on your finances. Credit cards and loans aren't the only things that a CCJ can get in the way of - as you've probably discovered, many bank accounts simply aren't available to people with a CCJ against their name.

Since the credit reference agencies will keep details of your CCJ for six years from the date your CCJ was recorded, this could be a bigger problem than you thought, for longer than you imagined. But there is a way forward.

An account for people with CCJs

At thinkmoney, we believe everyone has a right to an account. As long as you're a UK resident aged 18 or over, you can apply for a CCJ account with us.

As soon as we've confirmed your identity and received your completed application form, we can then open your CCJ account. We won't even have to carry out a credit check.

Of course, we're not the only ones offering accounts for people with CCJs and other 'bad credit' problems on their credit history. You may have heard of the basic bank accounts on offer to people with County Court Judgments, but the thinkmoney Personal Account offers a lot more than 'basic' services.

What makes thinkmoney's Personal Account special?

At thinkmoney, simply providing accounts for people with CCJs isn't enough. We take great pride in providing a personalised service that really helps you get back on top of your finances - and stay there.

So - what exactly makes thinkmoney's Personal Account special?

  • Budgeting made simple
    With your account, you get a personalised budgeting service: when your money goes into your account, we make sure there's enough set aside for your essential costs. That means you're free to spend the rest of your money without worrying about running short before the end of the month - helping to avoid the kind of missed payments that can lead to County Court Judgments and other problems.
  • Account fees made simple
    With us, you know exactly what you're paying for your account. If you've been hit with unexpected bank charges for late payments or bounced cheques, you might welcome an account that charges a flat monthly fee of £14.50 (or £21.25 for a joint account) - and helps you steer clear of financial problems in the first place, rather than hitting you with extra costs when you're already struggling with your finances.

And that's not all. If you'd like to know more about how our CCJ account works, call us today or click here.

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Looking for a CCJ bank account?
  • Our alternative account could be ideal
  • Anyone can apply
  • Can improve / protect your credit rating

Apply for your account today

Answer a few simple questions to get your thinkmoney Personal Account application started.

Choose your account

Tell us your details

Your privacy is important to us. All correspondence is held in the strictest confidence.

Monthly management fee payable. Only available to UK residents aged 18 or over for personal use. Proof of identity will be required. The thinkmoney Personal Account is an account held with a leading high street bank but managed and provided by Think Money Limited. Telephone calls may be recorded for training and monitoring purposes. Calls to 0800 numbers from BT landlines are usually free. Calls from other networks may vary, check with your network provider for full details of your service. Using SMS and online account management services will incur no additional charge. Your service provider's normal rates still apply.

Think Money Limited © 2014 is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (register reference 900033) for the issuing of electronic money and the provision of payment services.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd ("WDCS") pursuant to licence by MasterCard International Inc. WDCS is authorised and regulated by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).

Think Money Limited. Registered Office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Co Reg No. 5530040. Registered in England and Wales.

All About Money Limited © 2014. Registered Office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Co Reg No. 4926097. Registered in England and Wales. Authorised and regulated by the Financial Conduct Authority in respect of consumer-credit related activities and is an appointed representative of Think Insure Limited, FCA registration number 310071, and Think Loans and Mortgages Limited, FCA registration number 310069, both of which are authorised and regulated by the Financial Conduct Authority in respect of their insurance mediation and regulated mortgage activities. www.fsa.gov.uk/register/home.do..