Open a thinkmoney Personal Account
Apply for a thinkmoney Personal Account today. Just call our freephone number or fill in the form on this page and we'll get started.
Apply for an account now
With thinkmoney, you can open a Personal Account whatever your credit history. We don't carry out credit checks so there's no delay - if you're aged 18 or over and a UK resident, you can open an account as soon as we've verified your identity and received your completed application form.
Opening a thinkmoney Personal Account is simple. Just fill in the online form and one of our advisers will call you and take you through the application process. Or you can call us on 0800 195 2912.
Apply for an account with a difference
At thinkmoney, we like to be different. Rather than offering an account that comes with a range of unexpected charges, we provide a practical alternative to a bank account - a service with a real difference. Our account comes with a monthly fee of £14.50 (or £21.25 for a joint account), and that's it.
In return, you get a thinkmoney Prepaid Debit MasterCard®, access to expert advice when you need it, and easy control of your finances (online, by SMS or by phone - whatever you prefer).
But what really makes our account special is the budgeting service we provide. When your income comes in, we put aside enough money to cover the essential costs you've told us about, from your mortgage/rent and utility bills to your other monthly bills.
So you know you can spend the rest in any way you like, safe in the knowledge that your essential bills have been covered.
Opening an account - something for everyone
Plenty of people discover the thinkmoney Personal Account as an alternative to a basic bank account. They might have been turned down by the high street banks, but we've made sure anyone can apply for our account, whatever their credit rating - even undischarged bankrupts.
But there's more than that to the thinkmoney Personal Account. Our budgeting service appeals to people from all kinds of financial backgrounds. Whatever your credit rating, wouldn't you enjoy having experts setting money aside to help cover your bills, so you don't have to? With the peace of mind this offers you, you won't need to worry about being landed with unexpected charges ever again.
Switch to us - we'll help
It's easy to switch to thinkmoney. Just talk to one of our advisers and they'll send you a Welcome Pack, introducing your new thinkmoney Personal Account and helping you get it all up and running as soon as possible.
Simply follow the step-by-step instructions to make sure your income goes to your new thinkmoney Personal Account and your Direct Debits / standing orders are transferred.