Open a thinkmoney Personal Account

Apply for a thinkmoney Personal Account today. Just call our freephone number or fill in the form on this page and we'll get started.

Apply for an account now

With thinkmoney, you can open a Personal Account whatever your credit history. We don't carry out credit checks so there's no delay - if you're aged 18 or over and a UK resident, you can open an account as soon as we've verified your identity and received your completed application form.

Opening a thinkmoney Personal Account is simple. Just fill in the online form and one of our advisers will call you and take you through the application process. Or you can call us on 0800 195 2912.

Apply for an account with a difference

At thinkmoney, we like to be different. Rather than offering an account that comes with a range of unexpected charges, we provide a practical alternative to a bank account - a service with a real difference. Our account comes with a monthly fee of £14.50 (or £21.25 for a joint account), and that's it.

In return, you get a thinkmoney Prepaid Debit MasterCard®, access to expert advice when you need it, and easy control of your finances (online, by SMS or by phone - whatever you prefer).

But what really makes our account special is the budgeting service we provide. When your income comes in, we put aside enough money to cover the essential costs you've told us about, from your mortgage/rent and utility bills to your other monthly bills.

So you know you can spend the rest in any way you like, safe in the knowledge that your essential bills have been covered.

Opening an account - something for everyone

Plenty of people discover the thinkmoney Personal Account as an alternative to a basic bank account. They might have been turned down by the high street banks, but we've made sure anyone can apply for our account, whatever their credit rating - even undischarged bankrupts.

But there's more than that to the thinkmoney Personal Account. Our budgeting service appeals to people from all kinds of financial backgrounds. Whatever your credit rating, wouldn't you enjoy having experts setting money aside to help cover your bills, so you don't have to? With the peace of mind this offers you, you won't need to worry about being landed with unexpected charges ever again.

Switch to us - we'll help

It's easy to switch to thinkmoney. Just talk to one of our advisers and they'll send you a Welcome Pack, introducing your new thinkmoney Personal Account and helping you get it all up and running as soon as possible.

Simply follow the step-by-step instructions to make sure your income goes to your new thinkmoney Personal Account and your Direct Debits / standing orders are transferred.

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Open an account today
  • No credit check
  • Fast, simple application process
  • Everyone can apply
  • Apply for your account today

Apply for your account today

Answer a few simple questions to get your thinkmoney Personal Account application started.

Choose your account

Tell us your details

Your privacy is important to us. All correspondence is held in the strictest confidence.

Monthly management fee payable. Only available to UK residents aged 18 or over for personal use. Proof of identity will be required. The thinkmoney Personal Account is an account held with a leading high street bank but managed and provided by Think Money Limited. Telephone calls may be recorded for training and monitoring purposes. Calls to 0800 numbers from BT landlines are usually free. Calls from other networks may vary, check with your network provider for full details of your service. Using SMS and online account management services will incur no additional charge. Your service provider's normal rates still apply.

Think Money Limited © 2014 is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (register reference 900033) for the issuing of electronic money and the provision of payment services.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd ("WDCS") pursuant to licence by MasterCard International Inc. WDCS is authorised and regulated by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).

Think Money Limited. Registered Office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Co Reg No. 5530040. Registered in England and Wales.

All About Money Limited © 2014. Registered Office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Co Reg No. 4926097. Registered in England and Wales. Authorised and regulated by the Financial Conduct Authority in respect of consumer-credit related activities and is an appointed representative of Think Insure Limited, FCA registration number 310071, and Think Loans and Mortgages Limited, FCA registration number 310069, both of which are authorised and regulated by the Financial Conduct Authority in respect of their insurance mediation and regulated mortgage activities. www.fsa.gov.uk/register/home.do. Regulated by the Claims Management Regulator in respect of regulated claims management activities.