The easy way to get a loan

Searching for a loan is as easy as 1-2-3! Apply today for a free, no-obligation quote.

Apply online or call us free on 0800 195 2910. Our team of finance specialists will take it from there.

We'll search our panel of lenders to find the secured loan that's just right for you.

We'll call to talk you through your options. Make your choice and we'll do the rest.

Get a free quote on 0800 195 2910
Click here to apply online


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. DEBT CONSOLIDATION MAY INCREASE THE AMOUNT TO BE REPAID IN THE LONG TERM

Secured loan (or homeowner loan)

If you own your own home, you may have a bit more choice when it comes to getting a suitable loan deal - in the shape of a secured loan.

Secured loans (sometimes called homeowner loans) are basically loans that are secured against your property. This means that if you fall behind with your agreed payments, your home could be sold in order to repay what you owe.

If you're confident that you can afford the repayments, however, a secured loan could give your finances a boost. Whether you want to make home improvements or update the family car, a secured loan could help - if you find the right deal.

Ocean Finance could help you find the right secured loan for your circumstances. Apply here.

Debt consolidation loan

A debt consolidation loan could be ideal if you're looking to make several debts easier to keep on top of. Taking out a debt consolidation loan means you'll be effectively combining your debts into a single one, which you'll then repay with single monthly payments.

What's more, you'll have some flexibility when it keeps to how quickly you pay the loan. If you agree to a longer repayment period, each monthly payment you'll make will be smaller, which could help you take some pressure off your finances (though this could cost you more overall in interest).

However, this type of loan won't be suitable if you're having problems with your debts. If this is the case, there are other approaches that could help you.

If you're interested in taking out a secured debt consolidation loan, apply here to talk to one of our advisors. They can tell you about the pros and cons in more detail and help you find the right consolidation loan for you.

Personal loan

It doesn't have to be hard for you to find the right personal loan. Let Ocean Finance make your life easier - with a fast, friendly, flexible service that could help you get the loan you need.

  • Quick & simple application
  • Instant decision in most cases
  • New car to home improvements, we could help
  • Borrow from 1,000 to 15,000

Guarantor loan

If you've had financial problems in the past, and your credit history has been affected as a result, you may struggle to get a loan yourself. But this is where a guarantor loan could help.

Basically, a guarantor loan involves getting someone you know and trust (such as your partner or a family member) to take responsibility for your payments if you can no longer afford them. This makes it more likely that you'll be accepted for a loan, but of course, you'd need to be certain that your guarantor can make the payments if you can't.

Bad credit loan

Have you had financial problems in the past? Have you missed payments, had a CCJ, recently entered a professional debt solution or been bankrupt? All of these things can have an impact on your credit rating, which could make getting a loan difficult as a result.

However, a bad credit loan could let you borrow some extra cash whatever shape your credit record is in. Bear in mind that the interest you'd be charged is likely to be higher than if your credit rating was good - and with this in mind, you should be sure you can afford all your payments before borrowing.

Why choose Ocean Finance?

We're committed to helping our customers find the best loan deal - searching our panel of lenders to find the loan that matches your needs.

We do all the hard work, so you don't have to. Just contact us, tell us what type of loan you're looking for and we'll deal with the rest.

Call us on 0800 195 2910 or click here for a free call-back.

The overall cost for comparison is 15.9% APR (typical).

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Subject to status. Ocean Finance arranges secured loans from a panel of lenders. Ocean will receive a commission from the lender upon completion. Ocean Finance arranges secured loans from a panel of lenders. Ocean will receive a commission from the lender upon completion. A fee of 12.5% of the net loan amount, capped at 2975, is payable upon completion. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Ocean Finance is a trading style of Intelligent Lending Limited © 2014. Registered in England and Wales. Registered Office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Co Reg No. 4413348. Authorised and regulated by the Financial Conduct Authority in respect of consumer-credit related activities and is an appointed representative of Think Insure Limited, FCA registration number 310071, and Think Loans and Mortgages Limited, FCA registration number 310069, both of which are authorised and regulated by the Financial Conduct Authority in respect of their insurance mediation and regulated mortgage activities.

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  • Find the right secured loan
  • Make comparing loan deals simple
  • Loans by Ocean Finance

Get a free quote on: 0800 195 2910

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All About Money Limited © 2014. Registered Office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Co Reg No. 4926097. Registered in England and Wales. Authorised and regulated by the Financial Conduct Authority in respect of consumer-credit related activities and is an appointed representative of Think Insure Limited, FCA registration number 310071, and Think Loans and Mortgages Limited, FCA registration number 310069, both of which are authorised and regulated by the Financial Conduct Authority in respect of their insurance mediation and regulated mortgage activities. www.fsa.gov.uk/register/home.do. Regulated by the Claims Management Regulator in respect of regulated claims management activities.